Andy Sandler

As an entrepreneur, investor, and strategic advisor to the financial services industry, Andy also leads Temerity Capital Partners, the Sandler family office and private investment company, which invests in and advises early-stage FinTech and RegTech companies. He founded Treliant Risk Advisors, a preeminent privately owned and operated financial services industry consulting firm; and founder of The Sandler Family Foundation, which focuses on impact investing and supporting social entrepreneurship. Andy also previously led Buckley Sandler, a premier financial services law firm.

For the past 30 years, Andy has been a trusted legal advisor and counsel in significant litigation and enforcement matters to the financial services industry first as a Partner at Skadden and later as Chairman and Executive Partner of Buckley Sandler. Chambers USA has recognized Andy as “one of the leading stars of the financial services regulatory firmament.”

Andy holds a JD and MBA degree from the University of Pennsylvania Law School and Wharton School of Business; an MA from the University of Warwick (U.K., Rotary Foundation Fellow), and a BA from Union College. He is a fellow in the American College of Consumer Financial Services Lawyers. His leadership roles at the American Bar Association Litigation and Business Law Sections have included Chair of the Consumer and Civil Rights Committee and Vice Chair of the Banking Law Committee.

Andy has been named a recipient of HousingWire’s 2019 Vanguard Award in recognition of his achievements and influence within the housing industry.

Grovetta Gardineer

Grovetta N. Gardineer is the Senior Deputy Comptroller for Bank Supervision Policy at the Office of the Comptroller of the Currency (OCC).

In this role, Ms. Gardineer directs the formulation of policies and procedures for the supervision and examination of national banks and federal savings associations, chairs the agency’s Committee on Bank Supervision, and serves on the OCC’s Executive Committee. She oversees the units for policy related to credit risk, market risk, operational risk, and compliance risk, as well as the units responsible for international banking and capital policy, accounting policy, and community affairs. She assumed this role in March 2019.

Previously, Ms. Gardineer served as the Senior Deputy Comptroller for Compliance and Community Affairs since March 2016. In that role, she oversaw agency compliance exams on national banks and federal savings associations and supervised the agency’s Community Affairs and Community Reinvestment Act (CRA) programs. She also had responsibilities for policy and examination procedures relating to consumer issues and anti-money laundering and for representing the agency on interagency groups and activities related to compliance, CRA, fair lending, and the Bank Secrecy Act.

Ms. Gardineer was the Chair of the NeighborWorks® America Board of Directors from June 20, 2016, to June 27, 2019, and is currently a board member.

Ms. Gardineer previously served as Deputy Comptroller for Compliance Risk at the OCC and oversaw development of policy and examination procedures relating to consumer issues and anti-money laundering. She served as a key advisor to the Committee on Bank Supervision and to the Comptroller on compliance and CRA matters. Ms. Gardineer joined the OCC in 2010.

Before joining the agency, she worked for the Office of Thrift Supervision, where she served as the Managing Director for Corporate and International Activities. Before that, she was the Managing Director for Supervision Policy, where she was responsible for several programs, including capital policy, credit risk, trust operations, accounting policy, and information technology risk assessment. Before joining the Office of Thrift Supervision, Ms. Gardineer spent several years as an attorney with the Federal Deposit Insurance Corporation handling enforcement actions and preparing policies and regulations affecting the financial services industry.

Ms. Gardineer earned her juris doctor degree, cum laude, from North Carolina Central University and her bachelor’s degree from Wake Forest University.

Jon Seward

Jon Seward is currently Principal Deputy Chief in the Housing and Civil Enforcement Section of the Civil Rights Division of the Department of Justice where he supervises fair lending cases involving a pattern or practice of discrimination. From 2003 to 2007, Jon was Fannie Mae’s vice president and deputy general counsel for fair lending, where his duties included managing Fannie Mae’s anti-predatory lending guidelines across all business channels and ensuring compliance with fair lending and related laws. From 1994 to 2003, Jon served as a trial attorney and deputy chief in the Housing Section where his responsibilities included developing fair lending cases with a focus on predatory lending, reverse-redlining and redlining. Jon developed his passion for fighting housing discrimination as a trial attorney in HUD’s Fair Housing Division. Jon received his juris doctorate degree from Rutgers Law School where he was the managing business editor for Rutgers’ Civil Rights Journal.

Kristen Clarke

Kristen Clarke is the Assistant Attorney General for Civil Rights at the U.S. Department of Justice. In this role, she leads the Justice Department’s broad federal civil rights enforcement efforts and works to uphold the civil and constitutional rights of all who live in America. Assistant Attorney General Clarke is a lifelong civil rights lawyer who has spent her entire career in public service.

Assistant Attorney General Clarke began her career as a trial attorney in the Civil Rights Division through the Department of Justice’s Honors Program. In 2006, she joined the NAACP Legal Defense Fund, where she helped lead the organization’s work in the areas of voting rights and election law across the country. Ms. Clarke worked on cases defending the constitutionality of the Voting Rights Act, presented oral argument to the D.C. District Court in Shelby County, Alabama v. Holder, and has provided testimony on federal and state voting rights legislation. In 2011, she was named the head of the Civil Rights Bureau for the New York State Attorney General’s Office, where she led broad civil rights enforcement actions. Under her leadership, the Bureau secured landmark agreements with banks to address unlawful redlining, employers to address barriers to reentry for people with criminal backgrounds, police departments on reforms to policies and practices, major retailers on racial profiling of consumers, landlords on discriminatory housing policies, school districts concerning issues relating to the school-to-prison pipeline and more. In 2015, Ms. Clarke was named the president and executive director of the Lawyers’ Committee for Civil Rights Under Law, one of the nation’s leading civil rights organizations founded at the request of John F. Kennedy. There, she led the organization’s legal work in courts across the country addressing some of the nation’s most complex racial justice and civil rights challenges.

Assistant Attorney General Clarke was born in Brooklyn, New York. After graduating from Choate Rosemary Hall, she received her A.B. from Harvard University in 1997 and her J.D. from Columbia Law School in 2000.