2:00 PM - 8:00 PM

Registration

6:00 PM - 8:00 PM

Welcome Reception

Network with old friends and make new ones while enjoying great food and drinks at the NASCAR Hall of Fame.

7:00 AM - 5:00 PM

Registration

8:00 AM - 9:00 AM

Breakfast

9:00 AM - 9:50 AM 

Fireside Chat: A Crystal Ball Into The Future of Consumer Financial Services

A discussion with industry leaders about changes, opportunities and challenges in the past year, and what to expect going forward.

10:00 AM - 10:50 AM

HMDA: Lessons Learned and the Road Ahead

Explore the challenges and successes encountered by industry leaders, regulatory experts, and compliance professionals, providing valuable insights into navigating the complex landscape of HMDA data collection and reporting. Gain actionable takeaways to enhance your understanding and implementation of HMDA requirements.

CRA: Past, Present, and Future

Dissect changes to the agencies’ recently issued Community Reinvestment Act final rule; exploring their implications for community development and low- and moderate-income populations. This dynamic conversation will provide comprehensive insights into the refreshed regulatory framework from a diverse set of perspectives. 

11:40 AM - 12:05 PM

Special Topics in CRA

Dive deeper into CRA. This interview-style session will explore a community advocate’s insights about effective CRA strategies and community development programs while delving into ways to improve lender impact on underserved communities and interacting with community groups.

12:00 PM - 1:00 PM

Lunch

1:00 PM - 1:50 PM

Compliance Conundrum: Identifying and Mitigating UDAAP Risks

How does UDAAP authority (including recent formal and informal guidance) influence compliance strategies and risk management? During this session you’ll garner valuable insights from regulatory statements and guidance, as well as recent enforcement actions in the UDAAP space. The expert panel will teach key lessons to enhance your organization's practices, and share ideas to navigate increasing regulatory expectations effectively. 

2:00 PM - 2:50 PM

SBL/1071: What you need to know about the New Rule

Industry experts will examine data collection, analysis and reporting practices mandated by the CFPB’s new Small Business Lending (SBL) rule. Gain insights into the challenges and opportunities this legislation presents for small businesses and financial institutions.

3:05 PM - 3:55 PM

AI: Risks, Rewards, and Regulatory Expectations

A panel discussion of practitioners and regulators exploring the risks, rewards, and regulatory expectations for artificial intelligence and machine learning systems including best practices for consumer protection in development and implementation of AI and ML algorithms. Gain a comprehensive understanding of how regulatory frameworks are adapting to this technological frontier and shaping the future of lending.

4:00 PM - 4:50 PM

Regulator Roundtable

Journey into the regulatory landscape with our panel discussion, featuring senior regulators at the forefront of industry oversight. Engage in a dynamic conversation as they share insights, perspectives, and the latest developments impacting banks, credit unions and mortgage companies.

6:00 PM - 8:30 PM

Networking Event

Dinner and Drinks at Truist Field - Charlotte Knights Baseball

7:00 AM - 12:00 PM

Registration

8:00 AM - 9:00 AM 

Breakfast

9:00 AM - 9:50 AM

The Role of State Attorney Generals in Fair Lending Enforcement

Hear from state regulatory leaders about the challenges and current climate for 2024. States are innovative hubs for influencing federal regulation by advancing local policies. 

10:00 AM - 10:50 AM

Navigating the Redlining Landscape: Building Inclusive Banking Practices

Embark on a journey through the terrain of redlining. Seasoned experts will unravel the key elements, standards, and enforcement actions shaping today’s redlining risk. Our panelists will guide you through the landscape of redlining, exploring its impact on communities, highlighting key risk factors, and recommending monitoring, testing, mitigation strategies. 

11:05 AM - 11:55 AM

Special Topics in Mortgage Servicing and Default

Explore servicing and default management with leaders dissecting unique challenges and innovative solutions in navigating defaults while upholding compliance requirements. This session promises a deep dive into unconventional yet vital aspects of default management, revealing insights that redefine industry practices and elevate your understanding of equitable servicing strategies.

12:00 PM - 1:00 PM 

Lunch

1:00 PM - 1:50 PM

Key Elements of a Strong Fair Lending Program

Join this engaging panel to discuss both traditional and emerging techniques for managing fair lending risks and improving your fair lending program's efficiency and effectiveness.

2:00 PM - 2:50 PM

Innovative Ideas for Achieving Compliance

In an era of new challenges and new limitations too, this panel will be discussing alternative methods to addressing the increased demands on Compliance. Discussion will include technology innovation, personnel considerations, outsourcing alternatives and additional strategies Chief Compliance Officers are using to approach accomplishing business goals.

2:50 PM 

Conclusion of the 2024 Fair Lending Forum

RiskExec User Workshop

3:15 PM - 4:15 PM

Unlock the Potential of RiskExec*

Unlock the potential of RiskExec with exclusive insights and expert guidance. This session is for clients, prospects, and regulators only.  This panel will go beyond the basics, offering advanced strategies, shortcuts, and insider tips to maximize your RiskExec experience. Join us for an immersive journey into the intricacies of RiskExec, where industry-specific expertise meets cutting-edge software proficiency, ensuring you harness the full power of this cutting-edge tool.